Ready to Get Started!

Okay, so we have several envelopes made up for the envelope system, a starter budget drawn up for April and May, and are ready to start the course!

I meet with Maranda today and we will go through the first class of Financial Peace University. We are very excited to get started!

The envelopes that I currently have made up are (in no particular order):
Auto Insurance (we pay once every 6 months)
DVC Annual Dues (due in January, save a little from each month)
Groceries
Fast Food Kyle
Fast Food Frieda
Baby Savings
Gifts (including all birthdays, weddings, Christmas, baby showers, etc)
Clothing Kyle
Clothing Frieda
Blow Money Kyle
Blow Money Frieda
Furniture Savings
Date Night
Vacation Savings

For right now, many of these envelopes will remain empty until we get our budget and our finances on track again. Since we do most of our shopping online, we will be using a Perk Street debit card for our "blow money" so that we are still limited in our spending but have the convenience of online shopping, everything else will be cash put into envelopes.

Envelope System Explained:
http://www.daveramsey.com/article/dave%2Dramseys%2Denvelope%2Dsystem/lifeandmoney%5Fbudgeting/